Health - Insuring Risk

We often hear people say, I have just had this or that setback - but at least I have my health. Thank God most of us do. But what if you don't?

The  average private employer pays sick pay for a month or less- hen nothing. In the public sector it is more likely 6 months full pay, 6 months half pay and then nothing. But what happens then? State benefits are derisory. So we lose our health we lose our income; all we get is some paltry amount from the state. Is this what any of us want?

Permanent health insurance pays out a regular income if someone is unable to work through sickness or accident until recovery, plan expiry or prior death. We have just been able to provide £17,500 per annum cover for a mid 30's smoker, at a cost of just £30 per month payable after he has been sick for just one month! This is incredible value and if you worry about loss of health this might be just the thing for you

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