Facts & Figures' Blog

Something is rotten in the state of UK pensions

Just about everything that could have gone wrong with the UK pensions system has gone wrong over the past 20 years, and there is no end in sight. The rot began with former Chancellor Gordon Brown’s infamous stealth tax raid on pensions in 1997 but really spread after the financial crisis. If the blight continues […]

Addressing the Gender Pay Gap

Women on average earn 18% less than men in the work place, and mothers returning to work face a further 5% gap on top of this Figures have long suggested that women are in the UK are generally at an earnings disadvantage due to their sex. To add to this, a recent study has shown […]

The Difficulties Facing First Time Buyers

What are the facts for first time buyers? A recent study carried out by the BBC has shown that the average price of a starter home exceeds the maximum purchase cap of £250,000 (or £450,000 in London). The Help to Buy ISA was introduced last December, and comes with the promise of a 25% bonus (up […]

A Just Society?

As tycoons fill their pockets, employee benefits are an ongoing battle. Are we any closer to building a just society? Philip Green and Mike Ashley have made huge personal fortunes from British business. Meanwhile BHS has gone bust and employment practices at Sports Direct have attracted widespread criticism. In a global market where workers in India, China […]

The Pros & Cons of Equity Release

Are you financially able to live the lifestyle you want? Many older people find that their pensions will not stretch to the lifestyle that they want – they are income poor. Meanwhile, they find themselves with significant capital tied up in their homes – asset rich. Equity release provides a method of extracting cash from […]

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